News

Browsing 1 - 10 of 35 news items.
Protection: Why you should always be covered amid a cost-of-living crisis

Protection: Why you should always be covered amid a cost-of-living crisis

 02 May 2022
Protection insurance is severely undervalued by thousands of people across the UK. Often seen as an unnecessary expense – there are a vast number of people living in this country who are yet to take out a protection plan and therefore remain unprepared should they lose their income or worse – their life. With a cost-of-living crisis currently causing panic for many, it’s so important to stay covered even when you’re looking to cut costs elsewhere. Despite common misconceptions surrounding how often providers pay out, tougher times make protecting your family should anything happen to you even more vital.

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Base rate: all you need to know

Base rate: all you need to know

 04 April 2022
You have more than likely heard the term ‘base rate’ banded around in the news over the last few months, but what does it actually mean? Why does one rate have such an impact on so many mortgage products nationwide and why has the base rate risen? We take a look at all you need to know about the base rate and how it can affect you.

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What will ‘levelling up’ mean for you?

What will ‘levelling up’ mean for you?

 01 March 2022
At the beginning of February, the government released their ‘levelling up’ white paper – a document that sets out a “complete system change” of how government operates that will be put into practice in order to level up the UK. The paper outlines 12 new national missions with a view to them being achieved by 2030. So, what are these new missions and how could they impact you?

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Key worker products – what’s out there?

Key worker products – what’s out there?

 11 February 2022
After nearly two years of key workers holding the country up on their shoulders through their immeasurable effort and sacrifice throughout the pandemic, more and more mortgage products are becoming available with exclusive benefits specifically for key workers. So, what do you need to know when it comes to benefiting from these special rates?

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Does the interest base rate rise affect you?

Does the interest base rate rise affect you?

 04 February 2022
You may already be aware that on Thursday the Bank of England increased the base rate from 0.25% to 0.5%. This is big news in the financial services industry and could have a significant impact on your mortgage and savings.

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Base rate rise: How will you be affected?

Base rate rise: How will you be affected?

 03 January 2022
The Bank of England recently announced an increase to its base rate from 0.1% to 0.25%. This will inevitably have an affect on everyone in the country. With further increases potentially set to occur in the next couple of years – how could this change affect your mortgage, your finances and your day-to-day life.

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First homes: is now the time to buy?

First homes: is now the time to buy?

 03 December 2021
Although it is likely that interest and mortgage rates will increase as we hopefully head towards the light at the end of the COVID tunnel, there are still plenty of rates currently at an all-time low. The stamp duty holiday may be over, however the housing market is still in an exceedingly positive place with high demand and low interest rates.

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How you can save energy at home

How you can save energy at home

 04 October 2021
Now that summer is officially over and the cold winter months draw ever closer, there’s no doubt energy bills will be on the minds of many. To put your worries at ease, here are some top tips to help you save energy as the nights grow longer.

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Green Mortgages: is sustainability the way forward?

Green Mortgages: is sustainability the way forward?

 02 August 2021
The climate crisis is a real concern amongst most people in today’s world. More and more people are taking measures in their everyday lives in order to combat the effects of climate change – but can your living situation benefit both the planet and your pocket?

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Loan to income vs loan to value: what does it all mean?

Loan to income vs loan to value: what does it all mean?

 01 June 2021
Loan to income and loan to value (or LTV) are phrases you often hear in the mortgage industry. The two terms are easy to mix up, understandably, but they are very different. It’s important to know the difference because both loan to income and loan to value are key factors used to determine how much you can borrow for a mortgage.

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